info@cfppa.net

At WaveTree Advisors, LLC, smart moves and strategic planning is our forte. We bring decades of experience to the table in a manner replete with research, an intuitive understanding of what’s on the horizon, and a keen ability to communicate effectively with clients. We are unbiased, fiduciaries that put our clients interests ahead of all else, incorporating a simple fee structure more attractive than your traditional advisor. Our primary focus involves the individual and families, as well as small to medium sized businesses.

Our investment philosophy is long-term, low-cost and based on proven economic research. And we help you with more than just asset management. From Insurance (life, long-term care, medical, homeowners, liability, etc.), 401ks, cyber risks, mortgages, and home-equity lines, to buying or renting a home or car. We’ve got you covered.

INDIVIDUALS & FAMILIES

Individuals & Families (pre-retirement)

  • Simplify and automate your financial life so you can focus on life
  • Reduce your fees and increase your expected rate of return on investments
  • Develop a risk management strategy to protect your wealth and family
  • Educate and develop strategies to protect your financial assets from cyber threats
  • Be your partner through life’s ups and downs and changing landscape

Individuals & Families (entering retirement or retired)

  • Develop a plan to balance your spending desires in retirement against the uncertainty of investment returns and life expectancy
  • Consolidate and simplify your financial life so you can spend more time enjoying your retirement
  • Ensure proper risk management strategies are established to avoid early depletion of our assets
  • Educate and develop strategies to protect your financial assets from cyber threats

BUSINESSES

(single parents • military families • families with disabled children • small businesses • medium sized businesses)

Cash Management

  • Where to keep it and what protections to keep in place
  • How to earn more on your excess cash
  • Learn ways to use your cash more efficiently

Working Capital Management

  • Improve your cash conversion cycle (i.e. time it takes to turn your inventory or service into cash)
  • Develop strategies to accelerate your cash receipts and extend your payments
  • Learn the importance of managing your inventory efficiently

Liquidity & Borrowing Needs

  • Obtain the appropriate types of lending facilities
  • Have a partner to help you negotiate the best terms and conditions
  • Establish ample liquidity and access to liquidity to help you manage through seasonality and/or business cycles
  • Assist with identifying the most appropriate credit facilities and obtaining the best terms and conditions
  • Develop strategies to improve your working capital management
  • Educate and assist you in managing cyber risks

WE LOVE OUR WORK, AND IT SHOWS

Let us prove it to you in myriad ways, from unparalleled customer service and communication,
to end results in your portfolio

 

 

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